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Hire Purchase (HP) car finance

Hire Purchase lets you spread the cost of a car over a set number of months. You pay a deposit upfront followed by fixed monthly instalments — and at the end, the car is yours.

Own it at the end
No final balloon payment
No mileage limits

Hire Purchase allows you to spread the cost of a vehicle over a set number of months. You'll pay an initial deposit upfront, followed by smaller monthly instalments until your contract ends and all the required payments have been made.

Once your payments are complete, you become the legal owner of the vehicle — and you can keep it for no additional fee or sell it on. It's a great way to make a premium or luxury car more affordable, spreading the cost while ending up with a car you own outright.

Apply for HP finance

Find a car you love and click 'Apply for finance', or talk to us directly.