Next to buying a house, a car is one of the biggest purchases you'll make — and the full cash price can feel overwhelming. Finance lets you drive away in your next car without paying it all upfront, spread into manageable monthly instalments.
Car finance allows you to drive away in your next vehicle without needing to pay the full cost upfront, helping to make car ownership more accessible and manageable. At LMC we've built strong relationships with a wide panel of reputable UK lenders, so we can find the right option for you — including specialist lenders for customers with poor or limited credit history. The process only takes a couple of minutes, and once submitted, your application is reviewed by our lending partners.
Two of the most popular ways to spread the cost, plus a zero-deposit option.
Spread the full cost into fixed monthly payments. Once the final payment is made, the car is yours.
Learn about HP →Lower monthly payments with the flexibility to return, keep or upgrade your car at the end.
Learn about PCP →Get on the road without a deposit — subject to status and lender approval.
Zero deposit finance →Apply online in a couple of minutes and our lending partners will review your application, or talk it through with our team.