:root{--navy:#00478a;--navy-2:#003a73;--blue:#00c0fc;--cyan:#00cbff;--green-a:#00e6a2;--green-b:#00c27f;--panel:#eaf6fe;--panel-2:#e5faff;--ink:#0e1b28;--ink-2:#3f4a56;--muted:#7893a8;--line:#e6ecf2;--wrap:1408px;--radius:16px;}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:#f7fafc;-webkit-font-smoothing:antialiased;line-height:1.5}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{margin:0;line-height:1.14;letter-spacing:-.02em;font-weight:800}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 16px}
button{font-family:inherit;cursor:pointer}
input,select,textarea{font-family:inherit}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:700;border:none;border-radius:10px;font-size:15px;padding:13px 22px;transition:.15s;text-align:center}
.btn-cyan{background:var(--cyan);color:#00293f}.btn-cyan:hover{background:#1ad3ff}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-2)}
.btn-ghost{background:rgba(255,255,255,.14);color:#fff;border:1.5px solid rgba(255,255,255,.5)}.btn-ghost:hover{background:rgba(255,255,255,.24)}
.btn-green{background:linear-gradient(180deg,var(--green-a),var(--green-b));color:#00301f;box-shadow:0 8px 22px rgba(0,214,143,.4)}.btn-green:hover{filter:brightness(1.05)}
.btn-outline{background:#fff;border:1.5px solid var(--line);color:var(--ink-2);font-weight:700}
/* NAV */
.topbar{background:var(--navy);color:#cfe3f5;font-size:13.5px;text-align:center;padding:9px 16px}
.topbar a{color:#fff;text-decoration:underline}
header.nav{position:sticky;top:0;z-index:60;background:#fff;box-shadow:0 1px 0 var(--line)}
.nav-inner{display:flex;align-items:center;gap:30px;height:80px}
.logo{height:42px}
.menu{display:flex;align-items:center;gap:23px;font-weight:600;font-size:15.5px}
.menu a{display:inline-flex;align-items:center;gap:5px;white-space:nowrap}
.menu a:hover,.menu a.on{color:var(--blue)}
.caret{width:10px;height:10px;fill:currentColor;opacity:.6}
.nav-right{margin-left:auto;display:flex;align-items:center;gap:20px}
.phone{font-weight:700;font-size:15.5px;white-space:nowrap}.nav-right a.phone{background:var(--blue);border-color:var(--blue)}.nav-right a.phone:hover{background:#00abe0;border-color:#00abe0}.phone b{color:var(--navy)}
/* HERO */
.hero{position:relative;overflow:hidden;background:linear-gradient(120deg,var(--navy-2),var(--navy) 55%,#0a5aa8);color:#fff}
.hero::after{content:"";position:absolute;right:-140px;top:-120px;width:520px;height:520px;background:radial-gradient(circle,rgba(0,203,255,.35),transparent 62%);pointer-events:none}
.hero-in{position:relative;z-index:1;padding:56px 16px 60px}
.hero-in.split{display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center}
.hero-copy{max-width:640px}
.crumb{color:#a9cdec;font-size:13px;margin-bottom:14px}
.crumb a:hover{color:#fff}
.hero h1{font-size:44px;font-weight:900;margin-bottom:16px}
.hero p.lead{color:#cfe3f5;font-size:17px;max-width:600px;margin:0 0 26px}
.hero-cta{display:flex;gap:12px;flex-wrap:wrap}
.hero-badges{display:flex;gap:24px;margin-top:32px;flex-wrap:wrap}
.hero-badges .b{display:flex;align-items:center;gap:10px;font-size:14px;color:#dbeaf7}
.hero-badges svg{width:22px;height:22px;fill:none;stroke:var(--cyan);stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;flex:none}
.hero-card{background:#fff;color:var(--ink);border-radius:18px;padding:28px;box-shadow:0 24px 60px rgba(2,25,50,.4)}
.hero-card h3{font-size:20px;margin-bottom:14px}
/* SECTIONS */
section{padding:60px 0}
.sec-head{text-align:center;max-width:760px;margin:0 auto 40px}
.sec-head.left{text-align:left;margin-left:0}
.sec-head .kick{color:var(--blue);font-weight:800;font-size:13px;letter-spacing:.12em;text-transform:uppercase;margin-bottom:10px}
.sec-head h2{font-size:32px;margin-bottom:12px}
.sec-head p{color:var(--ink-2);font-size:16px;margin:0}
.prose{max-width:1180px;margin:0 auto;color:var(--ink-2);font-size:16.5px;line-height:1.78}
.prose p{margin:0 0 18px}.prose p:last-child{margin-bottom:0}
.prose strong{color:var(--ink);font-weight:700}
/* CARD GRID */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;transition:.18s;display:flex;flex-direction:column}
.card.hov:hover{box-shadow:0 16px 40px rgba(2,25,50,.1);transform:translateY(-3px);border-color:#d3e6f5}
.card .ic{width:52px;height:52px;border-radius:13px;background:var(--panel);display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.card .ic svg{width:26px;height:26px;fill:none;stroke:var(--blue);stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.card h3{font-size:18px;margin-bottom:8px}
.card p{color:var(--ink-2);font-size:14.5px;margin:0 0 14px;flex:1}
.card a.go{font-weight:800;color:var(--blue);font-size:14.5px;display:inline-flex;align-items:center;gap:6px}
.card a.go:hover{gap:9px}
.tick-list{list-style:none;margin:0;padding:0}
.tick-list li{display:flex;gap:11px;align-items:flex-start;font-size:15px;color:var(--ink);padding:9px 0}
.tick-list li svg{width:19px;height:19px;fill:none;stroke:var(--green-b);stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round;flex:none;margin-top:2px}
/* STEPS */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;position:relative}
.step .num{width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;font-size:18px;display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.step h3{font-size:18px;margin-bottom:8px}
.step p{color:var(--ink-2);font-size:14.5px;margin:0}
/* BAND */
.band{background:linear-gradient(120deg,#062a52,#00478a);color:#fff;border-radius:22px;padding:44px;display:grid;grid-template-columns:1.1fr 1fr;gap:40px;align-items:center}
.band h2{font-size:28px;margin-bottom:14px}
.band p{color:#cfe3f5;font-size:15.5px;margin:0 0 20px}
.band .tick-list li{color:#eaf3fb}.band .tick-list li svg{stroke:var(--cyan)}
/* STATS */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;text-align:center}
.stat b{display:block;font-size:34px;font-weight:900;color:var(--navy);letter-spacing:-.02em}
.stat span{color:var(--ink-2);font-size:14px}
/* FORM */
.formcard{background:#fff;border:1px solid var(--line);border-radius:22px;padding:38px;box-shadow:0 16px 50px rgba(2,25,50,.08);max-width:840px;margin:0 auto}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.f{margin-bottom:14px}
.f label{display:block;font-size:13px;font-weight:700;color:var(--ink-2);margin-bottom:6px}
.f input,.f select,.f textarea{width:100%;border:1.5px solid var(--line);border-radius:11px;padding:13px 14px;font-size:15px;color:var(--ink);background:#fbfdff;outline:none;transition:.15s}
.f input:focus,.f select:focus,.f textarea:focus{border-color:var(--blue);background:#fff}
.f textarea{resize:vertical;min-height:96px}
.done{display:none;text-align:center;padding:40px 10px}
.done.show{display:block}
.done .tick{width:70px;height:70px;border-radius:50%;background:linear-gradient(180deg,var(--green-a),var(--green-b));display:flex;align-items:center;justify-content:center;margin:0 auto 18px}
.done .tick svg{width:34px;height:34px;fill:none;stroke:#00301f;stroke-width:3;stroke-linecap:round;stroke-linejoin:round}
.done h2{font-size:24px;margin-bottom:10px}.done p{color:var(--ink-2);max-width:440px;margin:0 auto}
/* CONTACT DETAIL */
.cinfo{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.cbox{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.cbox .ic{width:48px;height:48px;border-radius:12px;background:var(--panel);display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.cbox .ic svg{width:23px;height:23px;fill:none;stroke:var(--blue);stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.cbox h3{font-size:17px;margin-bottom:8px}.cbox p{color:var(--ink-2);font-size:14.5px;margin:0;line-height:1.7}
.cbox a{color:var(--blue);font-weight:700}
.hrs{list-style:none;margin:0;padding:0;max-width:420px}
.hrs li{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px solid var(--line);font-size:15px}
.hrs li:last-child{border-bottom:none}.hrs li span:last-child{color:var(--ink-2)}
/* FAQ */
.faq{max-width:820px;margin:0 auto}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:12px;padding:0 20px}
.faq summary{list-style:none;cursor:pointer;font-weight:700;font-size:16px;padding:18px 0;display:flex;justify-content:space-between;align-items:center;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq .plus{color:var(--blue);font-size:22px;font-weight:400;transition:.2s;flex:none}
.faq details[open] .plus{transform:rotate(45deg)}
.faq p{color:var(--ink-2);font-size:14.5px;margin:0 0 18px;line-height:1.7}
/* CTA */
.cta{background:linear-gradient(120deg,var(--navy-2),var(--navy));color:#fff;border-radius:24px;padding:50px;text-align:center}
.cta h2{font-size:32px;margin-bottom:12px}
.cta p{color:#cfe3f5;font-size:16px;max-width:560px;margin:0 auto 26px}
.cta .row{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
/* FOOTER */
.site-foot{background:#00c0fc;color:#00374d;padding:22px 0 16px;margin-top:24px;font-size:12px;line-height:1.5}
.site-foot .wrap{max-width:1200px}
.sf-top{display:flex;justify-content:space-between;align-items:flex-start;gap:22px;flex-wrap:wrap;padding-bottom:14px;border-bottom:1px solid rgba(0,40,60,.16);margin-bottom:14px}
.sf-logo{height:38px;filter:brightness(0);opacity:.86;margin-bottom:14px}
.sf-socials{display:flex;gap:11px}
.sf-socials a{width:36px;height:36px;border-radius:50%;background:#fff;box-shadow:0 1px 5px rgba(0,45,63,.18);display:flex;align-items:center;justify-content:center;transition:.15s}
.sf-socials a:hover{background:#e9f8ff}
.sf-socials svg{width:17px;height:17px;fill:#00293f}
.sf-links{order:3;flex:1 1 100%;display:flex;flex-wrap:wrap;gap:11px 26px;max-width:none;margin-top:12px}
.sf-links a{color:#00303f;font-size:14px;font-weight:600}.sf-links a:hover{color:#001a24}
.sf-addr{order:2;color:#00374d;font-size:14px;line-height:1.7;text-align:right}.sf-addr a{color:#00293f;text-decoration:none;font-weight:700}
.sf-legal p{margin:0 0 6px;max-width:none;font-size:11px;line-height:1.45;color:#0b4256}
.sf-legal .sf-co{color:#002230;font-size:13px;margin-bottom:7px;letter-spacing:.01em}.sf-legal .sf-co b{font-weight:800}
/* HAMBURGER */
.burger{display:none}
.mobnav{position:fixed;inset:0;background:#fff;z-index:200;display:none;flex-direction:column;padding:20px 22px;overflow-y:auto}
.mobnav.open{display:flex}
.mobnav-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:14px}
.mobnav-head img{height:38px}
.mobnav-close{background:none;border:none;font-size:40px;line-height:.7;color:var(--ink);cursor:pointer;padding:0 6px;font-family:inherit}
.mobnav a{display:block;font-size:19px;font-weight:700;color:var(--ink);padding:16px 4px;border-bottom:1px solid var(--line);text-decoration:none}
.mobnav a.on{color:var(--blue)}
.mobnav .mn-call{margin-top:22px;background:var(--navy);color:#fff;border-radius:12px;text-align:center;border-bottom:none;padding:16px}
/* MOBILE */
@media(max-width:980px){
  html,body{overflow-x:clip;max-width:100%}
  .menu{display:none}
  .nav-right{display:none}
  .burger{display:flex;flex-direction:column;justify-content:center;align-items:center;gap:5px;position:fixed;top:18px;right:14px;z-index:120;width:46px;height:46px;background:#fff;border:1px solid var(--line);border-radius:12px;cursor:pointer;box-shadow:0 3px 12px rgba(0,0,0,.12)}
  .burger span{width:22px;height:2.5px;background:var(--navy);border-radius:2px;display:block}
  .hero-in.split{grid-template-columns:minmax(0,1fr);gap:28px}
  .hero h1{font-size:33px}
  .grid3,.grid2,.steps,.stats,.cinfo,.band{grid-template-columns:minmax(0,1fr)}
  .stats{grid-template-columns:1fr 1fr}
}
@media(max-width:600px){
  section{padding:44px 0}
  .hero h1{font-size:28px}
  .sec-head h2{font-size:25px}
  .formcard,.cta,.band{padding:26px}
  .frow{grid-template-columns:1fr}
  .stats{grid-template-columns:1fr}
  .hero-cta .btn{flex:1}
}
body{background-image:linear-gradient(to bottom,#d1ddfb 0,rgba(209,221,251,0) 460px)}

/* Header Finance dropdown (desktop hover menu) + mobile sub-links */
.menu .has-drop{position:relative;display:inline-flex;align-items:center}
.menu .has-drop::after{content:"";position:absolute;left:-12px;right:-12px;top:100%;height:18px}
.menu .drop{position:absolute;top:calc(100% + 15px);left:50%;transform:translateX(-50%);min-width:270px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 20px 48px rgba(14,27,40,.17);padding:8px;display:none;flex-direction:column;gap:1px;z-index:120}
.menu .has-drop:hover .drop,.menu .has-drop:focus-within .drop{display:flex}
.menu .drop a{display:block;padding:10px 13px;border-radius:9px;font-size:14.5px;font-weight:600;color:var(--ink);white-space:nowrap;gap:0}
.menu .drop a:hover{background:var(--panel);color:var(--navy)}
.mobnav a.mn-sub{font-size:16px;font-weight:600;color:var(--muted);padding-left:22px}